Duramax Diesels Forum Truck of the Week
  #1  
Old 07-06-2018, 09:05 AM
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Default Need some insurance insight

Hey guys. So I went to get my insurance put on the truck. The loan officer put mine and dads name in the title (loan is in his name) so my agent claimed he couldnít add it to my policy because of dads name, however, my k10 has my dads name on the title with mine and it is on the other policy Iíve had for years. So I had to get a new policy. The truck is an 06, so 12 years old. Right now Iím paying somewhere around $60 a month for the policy with my k10 and bike (both liability only) and the duramax is costing me $90 a month. ($100 comp $250 collision deductible) This seems insane to me. I have never been in an accident or got a ticket of any sort. Am I getting screwed? Geico quoted me $76 a month for the duramax and k10 and thatís with $0 comp $100 collision deductibles.
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  #2  
Old 07-06-2018, 09:50 AM
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My experience is raising your deductible will lower your monthly payments.
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  #3  
Old 07-06-2018, 10:17 AM
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^^^^^^
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Old 07-06-2018, 10:33 AM
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That's only like 1000 a year. Your young, doesn't matter what your history is. That's not bad at all. Pay once a year and it's even cheaper. I'm 24 and pay like 8 something for my 06. Clean driving record but I bundle it with my house as well. I don't think any of those numbers are off, JMO
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  #5  
Old 07-06-2018, 10:47 AM
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Maybe I’m not too far off then. Just seems close to $100 a month for insurance for one vehicle is pricey. My eco boost was even cheaper than this. May switch to geico anyways. That’s $15 cheaper a month with even better deductibles.
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2006 LLY CC/SB LT3 mostly stock

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2011 Yamaha YFZ450X
2003 Yamaha YZ250
2003 Kawasaki Z1000
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  #6  
Old 07-06-2018, 12:18 PM
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90 a month? Mine is 340 a month for my truck and wife’s car, used to be 700 until my driving history leveled out.
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Old 07-06-2018, 12:36 PM
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My lbz was 70 a month, my l5p is 130 a month. Both same exact coverage and 500 deductibles
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  #8  
Old 07-06-2018, 12:40 PM
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Jesus Reger that’s a lot of money. Hope my record stays clean... thanks for the thoughts guys. Think I’m gonna talk to my agent and if he can’t match what geico quoted I’ll be going with them.
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2006 LLY CC/SB LT3 mostly stock

Other toys:
1982 K10 6.2 Detroit diesel/sm465/np205 with 4 inch lift and 35s. Fixed and driving again
2011 Yamaha YFZ450X
2003 Yamaha YZ250
2003 Kawasaki Z1000
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  #9  
Old 07-06-2018, 12:56 PM
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I'm paying about $290 for my LML, my 5th wheel and my house. My deductible is $500 for both the truck and 5th wheel. Thats with USAA, my two motorcycles are $47 mo with Formost.
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2011 GMC Sierra 2500HD Denali Crew Cab. Flo Pro 4" full delete exhaust, EGR blocked, S&B Intake, PPEI tuned.

2006 Silverado ECSB LBZ Suncoast Stage 3 w/ ML Converter Allison Deep pan, EFI Live DSP5, Castflow Manifolds, Profab up pipes with Blocker plate, Profab VVT Downpipe, Profab egr delete, MBRP 4Ē exhaust, Air Dog 100 with shimmed FPRV, S&B intake, Isspro Gauges, Sleeves, All Seasons centerlink brace, Rancho 9000 shocks, Sulastic Shackles, Boulder H2ís, BF Goodrich Rugged Trail T/A 265/70-17

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  #10  
Old 07-06-2018, 01:56 PM
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Quote:
Originally Posted by zakkb787 View Post
Jesus Reger thatís a lot of money. Hope my record stays clean... thanks for the thoughts guys. Think Iím gonna talk to my agent and if he canít match what geico quoted Iíll be going with them.
But what did geico quote you? You have to look at what theyíre covering.
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Old 07-06-2018, 02:43 PM
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Quote:
Originally Posted by gmduramax View Post
But what did geico quote you? You have to look at what theyíre covering.
This.... I went with geico as well and my insurance went to half, but, my towing sucks (only one option) and rental coverage sucks.

My insurance was high from two write offs and a lot of tickets, itís been 300 for the last three years or so, might be less now, wife takes care of that garbage, but I have full coverage on both my newer vehicles and comp on my explorer.
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05' Black Chevy CC/SB LT- Blackout Performance built motor/trans/tuning- Gone

The Blessed Hellride- 08' White GMC Sierra SLT CC/SB,
100k miles. Piston eater.

Wife's ride- 2016 Pearl white Legacy limited 3.6R

Rig ride/new DD-02' Black Eddie Bauer explorer 4.6, -180k, still sporting original trans, outlasted two Duramaxs.
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  #12  
Old 07-06-2018, 02:46 PM
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Default Need some insurance insight

You need to get your K10, bike and truck all on the same policy, itíll put you in the multi vehicle policy and should be cheaper. We have 3 vehicles on ours, 03 dmax, 08 Yukon XL Denali & 93 Sonoma and we pay $429.67 every 6 months.
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Last edited by DMAX Slim; 07-06-2018 at 04:25 PM.
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  #13  
Old 07-06-2018, 03:18 PM
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yea thats cheap, run with it
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  #14  
Old 07-06-2018, 03:37 PM
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I'm 27, wife is 25 and I have my 2015 F250, her 2016 Explorer and my 95 Tacoma and I pay right around $1600 every 6 months. Full coverage on 2 new trucks and pip on the yota. Through progressive. Wife has 2 small no fault claims and my 05 was totaled 3 years ago.

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  #15  
Old 07-06-2018, 05:30 PM
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My agent claimed they can’t put the duramax on the policy because dads name is on it too, even tho it’s on the k10 too. It makes no sense to me. I don’t want towing or rental. My grandparents have a 15 Kia, 02 silverado, both full coverage and a 96 Cherokee and it’s less than 100 monthly. Just doesn’t make sense to me that’s all. Geico was 76 a month with better deductibles with the k10 and duramax.
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2006 LLY CC/SB LT3 mostly stock

Other toys:
1982 K10 6.2 Detroit diesel/sm465/np205 with 4 inch lift and 35s. Fixed and driving again
2011 Yamaha YFZ450X
2003 Yamaha YZ250
2003 Kawasaki Z1000
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